Turn Everyday Connectivity into Health Protection and Financial Resilience
A next-generation mobile platform combining unlimited connectivity, embedded health protection, and a rewards system that converts daily spending into real savings — designed to help Singaporeans manage rising out-of-pocket healthcare costs
Unlimited Data, Voice & SMS
Embedded Health Protection
Earn from Everyday Spending
Select your organisation type
Choose your segment to see how Pulse delivers value for your organisation and members.
What is Pulse
Pulse is a subscription-based mobile platform designed to integrate into organisational, community, and individual ecosystems.
It combines three components into a single daily-use product:
Connectivity
- Unlimited mobile data, voice and SMS
- Nationwide uninterrupted coverage
Embedded Health Protection
- Structured, multi-layer protection against healthcare costs
- Designed to reduce out-of-pocket exposure
- Covers deductibles, co-payments, and everyday health expenses
Savings & Rewards
- Earn value from everyday spending
- Redeem to offset subscription costs and improve financial resilience
Join the waitlist today and enjoy 5% off your plan for 12 months when we launch in your region.
WHY PULSE IS DIFFERENT
Closing The Healthcare Gap
Many Singaporeans today face growing out-of-pocket healthcare costs:
- Deductibles that must be paid before coverage begins.
- Co-payments that accumulate with each hospital visit.
- Annual out-of-pocket exposure that can reach up to S$9,500.
- An estimated 3 million residents navigating these costs.
Pulse is purpose-built to close this gap — automatically, affordably, and without a separate insurance application.
Embedded Health Protection Structure
Pulse is structured across three complementary protection layers:
Gap and Co-Payment Protection
Reduces exposure to deductibles and co-payments under your Integrated Shield Plan
Up to
$3,500
Medical Event Protection
Fixed cash benefits for major medical events
Up to
$3,000
Everyday Health Support
Supports routine healthcare usage
- No wa50% Pulse / 50% Member — Pulse Credits can offset member shareiting period for any cohort
Up to
$1,000
Personal Accident Protection
Immediate cash benefits from Day 1 — accidental death, disability, and dengue recuperation
- 100% insurer funded — No member co-payment
Up to
$100,000
Critical Illness
Fixed lump-sum cash payout upon confirmed diagnosis
- 100% insurer funded — No member co-payment
Up to
$30,000
ARCHITECTURE
Programme Design Principles
Pulse uses a multi-layer resilience framework:
Financial Exposure Layer
Medical Severity Layer
Frequency Layer
Personal Accident and Critical Illness Layer
TARGET SECTORS
How Pulse Creates Value
Across Different Ecosystems
Pulse is structured across three complementary protection layers:
Employers
- Early access to Pulse platform
- Improve retention, satisfaction, and workforce stability
- Reduce financial stress impacting productivity
- Provide a visible, everyday benefit beyond annual coverage
- Complement existing healthcare and benefits programmes
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Trade Unions
- Strengthen member value and relevance
- Deliver tangible, everyday financial and healthcare support
- Enhance collective bargaining positioning with added member benefits
- Support member wellbeing across diverse employment conditions
- Provide a scalable benefit across unionised populations
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Community & Faith Organisations
- Strengthen family financial resilience
- Improve access to healthcare support
- Support household stability and wellbeing
- Extend care into community ecosystems
- Provide meaningful, practical member support
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Gig Platforms
- Support independent and distributed workers
- Reduce financial vulnerability from healthcare costs
- Increase platform loyalty and engagement
- Offer benefits-like value without traditional employment structures
- Differentiate platform offering in competitive markets
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Universities & Student Populations
- Provide affordable, accessible health and financial support
- Reduce financial stress impacting academic outcomes
- Extend support beyond campus facilities
- Increase student engagement through mobile-first delivery
- Support both domestic and international student populations
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Healthcare Systems & Provider Networks
- Extend patient support beyond clinical environments
- Improve engagement and continuity of care
- Support preventative care and early intervention
- Reduce uncompensated care exposure
- Strengthen population health management strategies
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Employers
- Early access to Pulse platform
- Improve retention, satisfaction, and workforce stability
- Reduce financial stress impacting productivity
- Provide a visible, everyday benefit beyond annual coverage
- Complement existing healthcare and benefits programmes
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Trade Unions
- Strengthen member value and relevance
- Deliver tangible, everyday financial and healthcare support
- Enhance collective bargaining positioning with added member benefits
- Support member wellbeing across diverse employment conditions
- Provide a scalable benefit across unionised populations
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Community & Faith Organisations
- Strengthen family financial resilience
- Improve access to healthcare support
- Support household stability and wellbeing
- Extend care into community ecosystems
- Provide meaningful, practical member support
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Gig Platforms
- Support independent and distributed workers
- Reduce financial vulnerability from healthcare costs
- Increase platform loyalty and engagement
- Offer benefits-like value without traditional employment structures
- Differentiate platform offering in competitive markets
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Universities & Student Populations
- Provide affordable, accessible health and financial support
- Reduce financial stress impacting academic outcomes
- Extend support beyond campus facilities
- Increase student engagement through mobile-first delivery
- Support both domestic and international student populations
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Healthcare Systems & Provider Networks
- Extend patient support beyond clinical environments
- Improve engagement and continuity of care
- Support preventative care and early intervention
- Reduce uncompensated care exposure
- Strengthen population health management strategies
“Register your organisation and unlock 20% – 30% discounts on monthly subscriptions for your members — larger groups, greater discounts.”
Singapore Pilot Partner Programme (2026–2027)
We are inviting a limited number of organisations across all ecosystems to participate in an early pilot cohort ahead of the 2027 benefits cycle.
Pilot Objectives:
- Evaluate adoption across different population types
- Measure engagement, retention, and satisfaction
- Validate real-world usage across:
Healthcare protection
Connectivity performance
Savings and rewards behaviour
- Test integration with existing systems
- Enable continuous product improvement based on real usage
Pilot Includes:
- Early access to Pulse platform
- Structured onboarding and support
- Feedback loop with product team
- Optional incentive framework tied to enrolment
- Participation in programme design evolution
Who Can Join
Available to all Singapore residents aged 16 and above
Organisations of any size across all ecosystems
Individuals — no employer or group membership required
Subscription details shared upon registration
Implementation & Compliance
(Platform Infrastructure)
Pulse is designed for compliant, scalable deployment across Singapore healthcare, telecom, and financial ecosystems.
Regulatory & Insurance Framework
- Structured under MAS regulatory standards
- Delivered with MAS-licensed insurance partners
- Designed for integration alongside MediShield Life and Integrated Shield Plans
- Compliant with PDPA (Personal Data Protection Act) requirements
Connectivity Infrastructure
- Delivered in partnership with a leading Singapore network operator
- Nationwide coverage
- Built for reliability and performance
Merchant & Rewards Ecosystem
- Supported by established online and in-store merchant networks
- Enables nationwide earning and redemption of rewards value
- Designed for seamless integration into everyday spending
Operational Readiness
- Phased rollout aligned with programme launch timeline
- Dedicated onboarding and pilot support
- Coordinated execution across insurance, telecom, and merchant partners
Full implementation details available upon request.
Register for Early Pilot Consideration
No obligation. For evaluation purposes only.
We invite Singapore institutions, community coalitions, gig platform providers, healthcare groups, and student boards to secure strategic early access options. Our executive review committee reviews registrations sequentially.
Built With Established Industry Partners
Telecom infrastructure
Licensed insurers
Merchant networks
Pulse transforms your mobile plan into something more. One plan that keeps you connected, protects what matters, and rewards your everyday life.
Contact
Privacy / Compliance
- Privacy Policy
- Terms of Service
- PDPA Compliance
Singapore operations comply with MAS insurance regulations and PDPA.
© 2026 Pulse. Stay Connected. Be Protected. All Rights Reserved.
Coverage, benefits, and rewards are subject to terms, conditions, and regulatory approvals in each market.